TERMS OF USE
Last modified: Oct 20, 2019
1. General Statement:
This website is provided with the intention of provision of information and assistance to users for the purpose of provision of client services in the best interests of your clients.
EACH TIME YOU USE THIS WEBSITE AND/OR SEVICES THEREOF, YOU ARE AGREEING TO ALL OF THE FOLLOWING TERMS AND CONDITIONS, AS STATED AT THE TIME. IF YOU DO NOT AGREE TO EACH OF THESE TERMS AND CONDITIONS, YOU SHOULD NOT USE THIS WEBSITE.
These terms and conditions are subject to change from time to time. You should review them regularly.
Information found on this website:
Equisoft Inc. grants you a personal, limited, revocable, non-transferable, non-assignable and non-exclusive license to access, read and download content on this website for your personal, professional use only for the purpose of provision of your services in the best interests of your clients.
Information on this site should not be seen as a substitute for proper research and professional advice. Information about our products and services is not guaranteed as to accuracy or completeness. For further information, you are encouraged to consult with the respective insurance company and its respective product illustration material.
This website provides information about insurance on the person products and services in Canada. It does not give you financial or other professional advice. Please consult your life insurance company and/or insurance company marketing representative an/or insurance company wholesaler and/or other professional advisor if you require life insurance or financial advice.
All information on this Web site, including quotations, comparisons and other qualitative and/or quantitative information is subject to change at any time without notice.
Nothing on this site should be seen as an offer to sell insurance products. The opportunity to purchase one of the products identified on this site will depend on many factors including, but not limited to, residency, age and insurability.of the applicant.
We may use third party service providers, particularly insurance company Head Offices for specific information about their respective products. This website may link to the websites of third party providers. These links are provided as a convenience to you and Equisoft Inc. does not take any responsibility for the contents of those external websites. When you access such websites, you do so at your own risk.
Your declarations and undertakings relating to the use of the web edition of LifeGuide, also known as “Web LifeGuide”: By using Web LifeGuide, you declare that:
(a) When dealing and/or providing advice and/or recommendations to consumers, you will use Web LifeGuide for the best interests of the consumer and shall not abuse or alter output from Web LifeGuide to the detriment of any consumer.
(b) You understand that LifeGuide and Web LifeGuide are proprietary software and services, owned entirely by Equisoft Inc.
(c) You are currently licensed and authorized by Equisoft Inc. to use software and software service components provided by or through this website.
(d) You will not share or provide your login and password to any other person or entity who is not licensed and authorized by Equisoft Inc. to access or use any of the software or software service components or to copy or forward any software or software components provided by or through this website to any person or entity not licensed and authorized by Equisoft Inc. to access or use its software and/or software services.
(e) You will not tamper with or change or modify any of the output provided by or through this site so as to delete any information figures or text.
(f) You confirm that, regardless of the circumstances, Equisoft Inc., its shareholders and employees shall not be held responsible in any manner or form for any presentations, suggestions or recommendations for or against any action or inaction that you make to consumers regardless of whether such are made directly or indirectly or on the basis of any information provided by this site, Web LifeGuide or LifeGuide
Copyright and trade-marks:
This website and all of its contents, information and materials are protected by copyright, trade-mark and/or other intellectual property laws. The information and contents of this website may be used for subscriber use only. Any other use, including but not limited to sharing your login information or links to this website, are not permitted without the prior written consent of Equisoft Inc. All trade-marks on this website are the property of Equisoft Inc.or of their respective owners.
2. Security:
We attempt to ensure that this website and any downloads available through this website are secure and free of malware; however, it is not possible to guarantee security and confidentiality on the Internet. You should make proper use of malware protection software to protect your computer if you use any web service or download any software from or through the Internet.
Equisoft Inc.is committed to keeping your personal information and any information that you input into services provided by this site confidential and safe. You can see our complete privacy policy here. In using this website, please be aware that:
No communication over the internet can be considered absolutely safe and secure, and for this reason, we cannot guarantee the security and privacy of any information you input, send to us or ask that we send to you over the internet.
3. Disclaimer:
THIS SITE IS PROVIDED “AS IS” AND Equisoft Inc. DOES NOT PROVIDE ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, THAT THE INFORMATION IS CURRENT, COMPLETE OR ACCURATE.Equisoft Inc. MAKES NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE WEB SITE WILL BE UNINTERRUPTED, COMPLETELY SECURE OR ERROR-FREE.
Some jurisdictions may not allow certain disclaimers or warranties. If this applies to you, then we disclaim warranties to the fullest extent allowed by the applicable law.
FURTHERMORE, Equisoft Inc. CANNOT ACCEPT ANY LIABILITY FOR ANY LOSS YOU OR ANYONE ELSE MAY INCUR AS A RESULT OF USING THIS WEBSITE INCLUDING, BUT NOT LIMITED TO, RELYING ON THE INFORMATION CONTAINED IN OR PROVIDED BY THIS WEBSITE.
4. Governing Laws:
All of the above terms and conditions that you agree to will be governed by the laws of the Province of Ontario and applicable laws of Canada. By using this website, you consent and agree to submit only to the jurisdiction of the courts of the Province of Ontario in the city of Toronto for any related action or proceeding.
5. Severability:
If any provision of these terms and conditions is held to be unenforceable under applicable law, that provision will be deleted and the remaining provisions will continue in full force and effect.